There is No Free Lunch: STTA

It's not that hard at the moment to find dumb takes on Twitter. Okay, that's always true, but it's especially manifest at the moment if you search for the term, "401k." Without going into a litany of specific tweets, the overall sentiment is that all of us investors were not only mentally unprepared for a …

Forty More Days: An Open Letter to My Neighbors about COVID-19

I'm no expert on infectious diseases, and I actually did not stay at a Holiday Inn Express last night. I have no medical qualifications to tell you what is going to happen in the next forty days here in 2020 in terms of COVID-19. Most of you reading this also have no idea. But let's …